be cautious with a reverse equity and then eventually money to make that move financial connection by suze orman aging in place steps to determine if you should move or stay put after retirement 58-year-old reader asked if she and her 61-year-old hus- band should use the bulk of build their meager retirement savings or pay down their mortgage sion is based on what your heart wants and physical sense to stay put the financial part that is often over- looked is that even once you pay off your likely rise throughout your retirement you may not be able to tend to all the to affect your retirement budget too it makes no sense to stay in a home that will eat up a large portion of your sense to financially downsize also carefully consider whether your current home may become isolating for about the 15 or 20 minutes you might currently drive to get to stores and roads or highways? marc royce may become inhospitable to an older to climb into a tub is a must; having room for a bench or stool in the shower is also smart if your home doesn't currently have the basic layout to accommodate an but please carefully run the numbers if you need to borrow to make upgrades your goal should be to have the home equity line paid back before you retire to consider moving to a less expensive home that already has a layout that will be safe and comfortable for an older you suze orman is an emmy award- winning tv host new york times bestselling author and motivational answer selected questions in this that unpublished questions cannot be answered individually email connection acostco.com please include "financial connection" in the subject line establishing credit it was smart for a child to take out a student loan to estab- gently paying back a loan-on time-is what builds a strong dent your kid will stay on top of student loan repayments that can be a way to both pay for school and build credit another option to help an adult child build a strong credit credit card account and use it only for a few small expenses each month that they will be single biggest factor in building