one place to search for financial pros who take on clients is the garrett planning financial connection by suze orman the costs of care advice for adult children who may become financial caregivers to their parents marc royce woman wrote me about her retirement without much it would be me taking care of them.” she asked whether long-term care to protect her parents and her family ltci can be a very smart part of a plan for parents and their adult sion of what you can do today to plan for the possibility that your parents may need financial assistance as they age here are my suggestions for how to likely be the caregiver to your parents the sooner you have a grip on the unified family to make wise choices mom and dad may want to stay in all parents should do this hard thinking often it falls to their children to start the conversation about how they can create woman who wrote told me she and her husband have term life insurance that track with their retirement savings and goal for every adult child facing a simi- lar situation is to not shirk on building their own financial security yet the instinct often can be to take you use money today to support your will not have enough saved for your the same situation you find yourself in today certified financial planners work on an hourly basis or charge a project-based their parents to hire a financial planner to take a deep dive into their situation options for how to boost their retire- might be a smart move suze orman is an emmy award- winning tv host new york times bestselling author and host of the women & money answer selected questions in this that unpublished questions cannot be answered individually email connections costco.com please include "financial connection" in the subject line ltci premiums can help you cover the cost of care to discuss contributing to the instances the premium cost will be less than what it may cost for one year of care in more at gotltci.com.-so